1. Comprehensive Coverage
Hospitalization Expenses: Covers pre- and post-hospitalization costs, day care procedures, ambulance charges, and organ donor expenses.
Home Healthcare: Provides coverage for medical treatments administered at home when prescribed by a doctor.
Mental Health Support: Includes coverage for mental healthcare services.
AYUSH Benefits: Covers alternative treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy.
Critical Illness Add-ons: Option to add coverage for 15 major critical illnesses such as cancer, heart conditions, and kidney failure.
2. Cashless Hospitalization
Access to over 13,000 network hospitals across India for cashless treatment, with claims typically approved within 38 minutes.
3. No Room Rent Restrictions
Many plans do not impose sub-limits on room rent, allowing policyholders to choose hospital rooms based on their comfort.
4. Rebound Benefit
Automatically reinstates the sum insured if it's exhausted during the policy period, ensuring continuous coverage.
5. Enhanced Cumulative Bonus
For every claim-free year, the sum insured increases by 10%, up to a maximum of 100%, rewarding policyholders for staying healthy.
6. Daily Hospital Cash
Provides a fixed daily allowance during hospitalization to cover incidental expenses.
7. Free Preventive Health Check-ups
Annual health check-ups are offered at the time of policy renewal, aiding in early diagnosis and treatment.
Family Floater Plan
Key Features of Care Health Insurance Plans
1. Comprehensive Coverage
# In-patient Hospitalization: Covers expenses for hospital stays.
# Pre and Post-Hospitalization: Expenses incurred before and after hospitalization are covered.
# Daycare Treatments: Procedures that don't require 24-hour hospitalization.
# AYUSH Treatments: Coverage for Ayurveda, Yoga, Unani, Siddha, and Homeopathy treatments.
# Cashless Hospitalization: Access to a wide network of hospitals for cashless treatment.
2. No Upper Age Limit
Certain plans, like Care Plus, have no upper age limit, making them suitable for senior citizens.
3. Wide Network of Hospitals
Access to over 24,800 network hospitals across India for cashless treatment.
4. Tax Benefits
Premiums paid are eligible for tax deductions under Section 80D of the Income Tax Act.
5. Lifetime Renewability
Most plans offer the option to renew the policy for life, ensuring continued coverage.
Key Features
1. Cashback Benefits
5% Cashback on transactions made through PayZapp and SmartBuy platforms.
2.5% Cashback on all other online spends.
1% Cashback on offline spends, wallet reloads, and point-of-sale transactions.
2. Milestone Rewards
Receive a ₹1,000 gift voucher upon spending ₹1,00,000 or more in a calendar quarter.
Vouchers are redeemable at brands like Amazon Pay, BigBasket, BookMyShow, Pizza Hut, PVR, Uber, etc.
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3. Dining Discounts
Up to 20% discount at partner restaurants via Swiggy Dineout.
4. Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400 and ₹5,000.
Maximum waiver of ₹250 per statement cycle.
5. Lounge Access
Complimentary lounge access at select airports across India.
A nominal transaction of ₹2 is charged to the credit card for lounge access.
Key Features
NeuCoins Rewards: Earn an additional 5% back as NeuCoins on select categories when shopping via the Tata Neu App or website, provided you have downloaded the app and registered for NeuPass.
Welcome Benefit: Receive 499 NeuCoins as a reversal of the first-year membership fee upon making your first transaction within 30 days of card issuance.
Lounge Access: Enjoy 4 complimentary domestic lounge accesses per calendar year (1 per quarter). Effective from June 10, 2025, this benefit will be milestone-based, requiring spends of ₹50,000 or more in a calendar quarter to avail a lounge voucher.
Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver at all fuel stations across India for transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per statement cycle.
Interest-Free Credit Period: Avail up to 50 days of interest-free period from the date of purchase, subject to the submission of the charge by the merchant.
Renewal Fee Waiver: Spend ₹1,00,000 or more in a year before your credit card renewal date to get your renewal fee waived off.
Contactless Payment: Facilitates fast, convenient, and secure payments at retail outlets with contactless payment capability.
Key Features of the KIWI Virtual Credit Card
UPI-Enabled Credit Payments: Link your virtual RuPay credit card to UPI and make payments by scanning QR codes at any merchant accepting UPI.
Instant Digital Issuance: Receive your virtual credit card within minutes through the KIWI app after completing the KYC process.
Lifetime Free: No joining or annual fees; the card is free for life.
Cashback and Rewards:
1% cashback on all UPI Scan & Pay transactions.
Earn 2 EDGE reward points for every ₹200 spent on domestic or international transactions.
Fuel surcharge waiver of 1% on transactions between ₹400 and ₹4,000, with a maximum waiver of ₹150 per month.
Interest-Free Period: Enjoy up to 50 days of interest-free credit on your purchases.
Lounge Access: Gain complimentary airport lounge access upon achieving annual spending milestones of ₹50,000, ₹1 lakh, and ₹1.5 lakhs.
Secure Transactions: Each payment requires UPI PIN authentication, ensuring secure and user-friendly transactions.
The IDFC First Select Credit Card is designed for individuals seeking a premium credit card with excellent rewards, lifestyle perks, and benefits. Here’s a summary of its features and benefits:
Features:
Reward Points: Earn 1 reward point for every ₹100 spent on the card, which can be redeemed for a variety of rewards, including travel bookings, gift vouchers, and more.
Global Acceptance: The card is accepted at millions of locations worldwide, making it ideal for both domestic and international use.
Contactless Payment: Enables fast and secure tap-and-go payments for small transactions.
EMI Facility: High-value purchases can be converted into easy EMIs with flexible repayment options.
Online and Offline Transactions: Suitable for both online shopping and in-store purchases with enhanced security features like
OTP and PIN.
Cash Withdrawals: You can withdraw cash from ATMs (with applicable fees and interest rates).
Rupay Credit Card
- Welcome Benefits: Get welcome vouchers and offers upon card activation. This can include discounts on shopping, dining, or travel.
- Fuel Surcharge Waiver: Fuel surcharge is waived on fuel transactions at select petrol pumps, saving cardholders a significant amount on fuel.
- Dining Discounts: Enjoy discounts and exclusive offers at a wide range of restaurants, both locally and globally.
- Airport Lounge Access: Complimentary access to domestic airport lounges, allowing you to relax before your flight.
- Cashback: You can earn cashback on certain spending categories, such as online shopping or utility bills.
- Travel and Hotel Offers: Exclusive discounts on hotel bookings, flight bookings, and holiday packages through partner networks.
- Insurance Coverage: Enjoy complimentary insurance coverage on lost baggage, delayed flights, and air accidents. Purchase protection is also included for eligible items bought using the card.
- Priority Pass Membership: Cardholders may be eligible for a complimentary Priority Pass membership, which grants access to airport lounges worldwide.
- Add-on Cards: Add family members to the card for an additional fee, providing them with access to the same benefits.
- Low Annual Fee for the First Year: Many times, the annual fee is waived or discounted in the first year, giving cardholders a chance to explore its benefits without a high initial cost.
Coral Credit Card
Key Features:
Reward Points Program:
- Earn 2 reward points on every ₹100 spent on retail purchases except fuel.
- Earn 1 reward point on every ₹100 spent on utilities and insurance categories.
Dining Discounts:
- Enjoy a 15% discount on dining bills at over 2,500 participating restaurants across India under the Culinary Treats Program.
Movie Ticket Offers:
- Get up to ₹100 off on 2 movie tickets each month through BookMyShow. The offer is subject to availability.
Contactless Payments:
- Enables quick and secure tap-and-pay transactions for purchases below ₹5,000.
Milestone Benefits:
- Earn 2,000 bonus reward points when you spend ₹2 lakh in a year.
Features
Unlimited Cashback:
- 5% cashback on online purchases, with no merchant restrictions (up to a monthly limit).
- 1% cashback on all other purchases, including in-store transactions.
Welcome Benefits:
- ₹500 cashback on spending ₹3,000 or more within the first 30 days of card issuance.
Annual Fee Waiver:
- ₹999 annual fee waived on spending ₹2,00,000 or more in a year.
Fuel Surcharge Waiver:
- 1% waiver on fuel surcharges for transactions between ₹500 and ₹3,000 (up to ₹100 per month).
Global Acceptance:
- Accepted at millions of merchant outlets across the globe.
Contactless Payments:
- Tap-and-pay for seamless transactions up to ₹5,000 without PIN entry.
Hassle-Free Redemption:
- Cashback is auto-credited to your statement without the need for manual redemption.